Borrow bright, live big
From a new car to big dreams of home improvement and holidays abroad, Beem personal loans and lines of credit give you the power to fund what matters most, with expert advice at every step.
We’re with you all the way
“We plan with you, not for you."
Understand your goals
Let's kickstart a conversation about your needs and timeline, then map out a plan to get you there.
Explore your possibilities
With flexible loans and lines of credit, penalty-free repayment options, plus optional payment protection, we'll guide you every step of the way.
Apply and get approved, quickly
Fast, friendly, and full of support. From pre-approval to funding, we’ve got your back.
Get personalized advice
From smart borrowing tips to little-known perks, you’ll get advice that feels made for you.
Need more flexibility?
Personal loans are perfect for big one-time needs. But if you want ongoing access to funds when you need them, a line of credit could be a better fit.
Why borrow with Beem?
Borrowing should feel like progress, not paperwork. We keep it simple, flexible, and built for your goals.
Here when you need us
Online, at home, or wherever’s easiest, we make it work. Meet with an advisor on your schedule, from wherever you’re most comfortable.
Penalty-free repayment
Pay early, pay extra, no penalties, just progress. Stay flexible and save on interest by making additional payments anytime.
Quick & easy application
Fast approvals mean less waiting and more time to move toward your goals.
Run the numbers, find your fit
Loan calculator
Estimate your payments based on your budget, your goals, and your comfort level.
Calculate my loan
Let’s talk loans and lines of credit
Becomea member
With nearly 200,000 members across BC, you’ll be joining a credit union that has focused on the financial wellness of its community for over 80 years.
