Loans that back bold business
From day-one ideas to long-term growth, Beem business loans help you invest, expand, and move your vision forward.
We’re with you at every stage
“Every business has a vision and our job is to help bring it to life.”
Understand your business
We start with your story of what you’re building, where you’re headed, and how we can help get you there.
Explore your funding options
From fixed loans to flexible lines of credit (with optional payment protection) we'll walk you through what works for your goals, growth plan, and cash flow needs.
Apply and get approved, quickly
Our advisors help you prep, apply, and move forward so you can focus on running your business, not chasing paperwork.
Get personalized advice
We’ll highlight programs and options tailored for your industry, stage, and strategy including government incentives and grants.
Need more flexibility?
Business term loans are great if your business needs a new space, equipment or vehicle. But if you need instant access to money, whether it's to stabilize cash flow or support day-to-day operating needs, then an operating line of credit could be a good fit. Let's find the right solution for you.
Why borrow with Beem?
You get a partner invested in your growth and ready to help make it happen with personalized advice and support.
Local decisions, fast answers
Apply for up to $100,000 in business funding and hear back faster than you’d expect.*
Advice from people who get it
Our advisors understand local markets and economic trends—supporting small businesses is our superpower.
Repayment that works for you
Flexible terms and payment schedules so you can borrow on your timeline, not someone else’s.
Built-in support
We’re here long after your loan closes, with tools, advice, and services to support your success.
Run the numbers, find your fit
Loan calculator
Estimate your payments based on your budget, your goals, and your comfort level.
Calculate my loan
Let’s talk business loans
Becomea member
With nearly 200,000 members across BC, you’ll be joining a credit union that has focused on the financial wellness of its community for over 80 years.
